Bank, Broker or Advisor? All are popular avenues to securing finance, however there are some distinct differences between the three. There are many benefits of utilising the services of a skilled and experienced advisor.
Firstly, it's our job is to act in our client’s best interests, by assessing their individual position and sourcing a range of finance options from a number of different lenders that suit their circumstances.
The details of each available option are then carefully explained so that they are able to make an informed and educated decision as to which product is most suitable for them.
All lenders have different policies and we can quickly identify which are required for our client’s individual circumstances, ultimately enabling us to match the client’s unique position to their most suitable options. Too many times clients who have been knocked back by their bank resolve to the conclusion that
"I won’t be able to get a loan from anyone if my bank won’t give me one"
which is most certainly not the case. Remember, a bank will only have one set of policies and requirements which must be met by clients considering their product offerings. We have access to many lenders all with different policies which enables us to save you time, heartache and money by narrowing down the most suitable options upfront.
Vie Credit Advisors, operating as appointed Credit Representatives under our own Australian Credit Licence (ACL), undergo rigorous industry training and our Vie mentoring program before engaging with customers. This ensures consistent, first-class service across our offices. As an Australian Credit Licensee, our representatives uphold the highest standards of integrity, acting efficiently, honestly, and fairly. They are competent in credit activities, always act in the customer's best interests, and operate with complete transparency.
Our Credit Advisors hold a Certificate IV in Financial Services (FNS40804) and Diploma in Financial Services (FNS50504). They are also full members of the Mortgage & Finance Association of Australia (MFAA), the most highly regarded industry body for financial service advisors in Australia.