TPD Insurance
The median level of insurance held by Australians covers 92% of basic death needs, but only 29% when it comes to TPD.
Life is full of unexpected twists and turns, and it's vital to protect yourself from the unforeseen challenges that may lie ahead. Total and Permanent Disability (TPD) Insurance can protect against the financial loss that can result from a serious illness or injury leaving you permanently unable to work.
It goes beyond providing mere financial assistance; it can offer the power to reclaim control over your life. With TPD Insurance, you can rest easy knowing that you have the means to cover certain medical expenses, daily living adaptions, and the ability to provide a stable future for yourself and your loved ones.
Why choose TPD Insurance?
TPD Insurance can offer financial security by providing a lump sum payment that can help cover medical expenses, ongoing care, necessary modifications to your living environment, and other financial obligations. It can assist with providing the resources to maintain your lifestyle and support your loved ones during your recovery.
With TPD Insurance, you can create the freedom to make choices that best support your well-being and future. The lump sum payment can be used to pay off debts, invest in income-generating assets, or secure ongoing care and support. It provides you with the independence and flexibility to shape your future on your terms.
Knowing that you have a safety net in place can bring peace of mind to you and your loved ones. TPD Insurance has the potential to alleviate the financial burden that may arise from a permanent disability, allowing you to focus on your physical and emotional well-being without the added stress of financial hardship
TPD Insurance complements other insurance policies you may have, such as life insurance or income protection insurance. It can assist with providing an additional layer of protection specifically tailored to cover the long-term financial impact of a total and permanent disability.
Who can benefit from TPD Insurance?
TPD Insurance is for anyone who wants to protect their financial future and ensure they have the necessary resources to navigate life's unexpected challenges. It is particularly valuable for:
Main Income Providers: TPD Insurance can safeguard the financial well-being of those who are responsible for supporting their families. You can focus on ensuring your loved ones are taken care of financially, even if you're no longer able to work due to a permanent disability.
Individuals: If you have financial obligations, such as a mortgage, loans, or other debts, TPD Insurance can assist with providing the funds needed to pay off these liabilities.
Expand your protection! Explore other options:
Life Insurance
Income Protection Insurance
Trauma Insurance
Child Cover
ASIC Authorised Representative (#1275986) of Wealth Today Pty Ltd (AFSL No: 340289) Level 11, 95 Pitt Street Sydney NSW 2000.
General Advice Warning: As an Authorised Representative of Wealth Today, Vie Finance & Insurance is authorised to give General Advice only. We are unable to take into account any of your financial information. You will need to decide on the level of cover you require, and whether the product is suitable for your objectives, financial situation or needs. If you require any further information before making your decision, please refer to the Product Disclosure Statement (PDS).