Home Loans
At Vie, we review a wide range of lenders/loans and professionally manage the finance process from pre-application to post settlement.
New home purchase
Buying a property is a serious investment – hence why it’s so important to make sure the home loan you end up with is one that is right for you. Rather than overwhelming you with information, your Vie Property Finance Advisor will work through the different types of loans, features, and options available – helping you compare and ultimately choose the most suitable one. From our panel of over 60 lenders, we can offer you a level of choice that goes far beyond the big banks.
Refinancing
In an ever-fluctuating market where interest rates rise and fall, keeping your home loan competitive is essential. At Vie Finance & Insurance, we specialise in refinancing solutions that empower homeowners to stay ahead. Our team closely monitor market trends to ensure you have access to the best loan options available. By refinancing with us, you can secure better rates, improved terms, and potentially lower monthly payments, all while experiencing a seamless and stress-free transition.
Non-conforming loan options
Loans in arrears, no taxable proof of income, poor credit history, defaults on existing or past loans and debts? A Non-Conforming loan could be the solution. Vie Property Finance Advisors are highly experienced in Non-Conforming Loans and are committed to assisting you in whatever capacity your circumstances require. Whether you are looking to consolidate all your outstanding debts, at Vie Finance & Insurance we don't have a ‘too hard basket’ and will work tirelessly to find the most suitable solution for our clients.
First home buyers
A Property Finance Advisor is a valuable partner for a first home buyer. For most people, buying a home is the biggest investment they will make in their lives.
We understand that selecting a suitable home loan or other mortgage product in Australia’s increasingly complex market is an important, though not always easy, decision. That’s why we strive to get the right home loan product at the best rate for every client and provide a stress-free transaction by making sure the loan application process is monitored right through to settlement and beyond.
Parental guarantee home loan
A Parental Guarantee Home Loan enables a family member to utilise the equity within their own home as additional security for a portion of the applicant’s loan amount. This solution lowers the loan to value ratio of the applicant, enabling significant savings by reducing or avoiding the need to pay lender’s mortgage insurance. It may also enable the applicant to borrow the total purchase price plus costs, avoiding the need to save and contribute a deposit towards the purchase (subject to lending criteria).
Statistically, almost 50% of first home buyers get financial help from their parents or a family member to assist with the purchase of their first home, normally as an informal loan or gift!