Business Insurance

In today's business landscape, it's crucial to have adequate insurance coverage to protect your company's assets and operations.

In today's business landscape, it's crucial to have adequate insurance coverage to protect your company's assets and operations. Business Insurance is specifically designed to safeguard different areas of your business operation. A Business Insurance Pack is a convenient and flexible policy that can help protect your business from unplanned costs when unexpected events occur. You can choose and combine the insurance covers that best suit your business needs, starting with Public Liability Insurance, and add additional covers that are relevant to your business.

Heavy machinery finance for construction

Cover options available

Property Damage

Covers accidental damage to your insured property such as your business premises, contents, and stock.

Business Interruption

Covers your lost income, profits, or turnover due to interruption caused by unforeseen events such as a fire.


Covers your insured property such as your stock or equipment for loss caused by theft.


Covers the replacement of money stolen from your business premises during business hours or outside business hours.

Public & Product Liability

Provides cover if a member of the public is injured or their property damaged during the course of your work or while using your products or services.


Cover for the repair or replacement of glass accidentally broken at your business premises.


Helps cover the cost of repair or replacement of insured property such as stock that is damaged during transit.

Electronic Equipment Breakdown

Covers the cost to repair or replace electronic equipment such as computers in case of breakdown.

Machinery Breakdown

Covers the cost of repair or replacement of your business machinery if it suffers a breakdown.

General Property

Protection for portable property insured such as your stock or hand tools in the event of accidental damage and theft from a break-in.

Management Liability

Protects your business against claims of wrongful acts by you, your company directors or management, claims of employment practice breaches, theft of property by employees, and fees incurred if your tax returns are audited.

Cyber Crime

Designed to cover losses due to cyber-attacks or data breach from information technology infrastructure, information privacy and information governance liability.

Additional Business Insurance options to consider!

Professional Indemnity Insurance

As a professional, you strive to provide your clients with the best possible service. However, even with the utmost care and attention, mistakes can happen, and a client can hold you accountable. This is where Professional Indemnity Insurance comes in. It's a safety net that protects you and your business by providing financial cover in the event of a claim arising from professional negligence or errors.

Professional Indemnity Insurance is for anyone who provides professional services, including but not limited to consultants, designers, architects, engineers, accountants, and lawyers. It's also relevant for small business owners who offer advice, design, or any other professional service to clients. If you work in an industry where professional advice or services are provided, then Professional Indemnity Insurance should be a key consideration.

Talk to Vie about your business requirements
Regan Townsend Vie Smithton

Commercial Vehicle Insurance

As a business owner, you know that your vehicles, machinery, and equipment are essential to your daily operations. However, accidents, damage, or theft can occur at any time, causing significant disruptions. That's why having comprehensive Commercial Motor insurance is critical to protect your business and keep it moving forward. Commercial Motor Insurance ensures flexible cover for businesses of all sizes, from a single car to a fleet of trucks.

Workers Compensation Insurance

Your employees are the backbone of your business, and their well-being is crucial to its success. Unfortunately, workplace accidents can happen, leaving your employees unable to work and impacting your bottom line. This is where Workers Compensation Insurance comes in. It's a safety net that provides financial protection for your employees and your business by covering medical expenses, lost wages, and other costs associated with a work-related injury.

In Australia, Workers Compensation Insurance is a legal requirement for businesses with employees, making it an essential part of your business insurance portfolio.

Vie offers Commercial lending

Vie General Insurance Pty Ltd ABN 80 655 329 016 trading as Vie Finance & Insurance is an Authorised Representative 1294745 of Insurance House Pty Ltd ABN 33 006 500 072 AFSL 240954.

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The information in this website is general information only and may not be suitable for your individual circumstances. You should obtain professional advice and consider the information in the relevant product disclosure statement or policy wording before deciding to purchase a policy. The information in this website is intended for Australian Residents only.