Refinancing & Debt Consolidation
The biggest advantage of debt consolidation is the potential for significant savings on your monthly repayments and overall interest charges.
Refinancing
In an ever-fluctuating market where interest rates rise and fall, keeping your home loan competitive is essential. At Vie Finance & Insurance, we specialise in refinancing solutions that empower homeowners to stay ahead. Our team closely monitor market trends to ensure you have access to the best loan options available. By refinancing with us, you can secure better rates, improved terms, and potentially lower monthly payments, all while experiencing a seamless and stress-free transition. Don't settle for a mortgage that no longer fits – let us help you optimise your home loan!
Debt consolidation
Debt consolidation is the process of folding (or “consolidating”) a number of different debts into a single loan, often with a lower overall interest rate. It can be an effective option if you’re juggling multiple debts such as personal loans, car loans and credit cards. By consolidating your debts, you may only have to make and manage one monthly repayment (instead of multiple), and you may only be dealing with one lender and one set of loan statements.
Many people choose to use their home loan for debt consolidation as it offers a very low interest rate, however there are other options available including low-rate unsecured personal loans, secured loans or a credit card balance transfers