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The role of loan structure in property portfolios

The role of loan structure in property portfolios

When it comes to property investment, there's more to think about than just choosing the right property. One element that can make or break your success is loan structure. That’s because your home loan’s structure can influence your capacity to grow your investments, as well as affect your financial flexibility and risk exposure.

01 September 2023
Why refinancing your commercial loan matters

Why refinancing your commercial loan matters

If you want to maximise your financial position over the long-term, you should regard your commercial loan as a ‘work in progress’ rather than a ‘finished article’. In other words, you should seriously consider refinancing your commercial loan at least every three years – yes, even if you got a really good commercial loan at the time.

01 July 2023
Unlock the instant asset write-off benefits

Unlock the instant asset write-off benefits

The end of the financial year is just around the corner. As a business owner, now is the time to act (and quickly!) before the Australian government makes changes to the instant asset write-off program on July 1, 2023. This is your chance to take advantage of the current scheme and receive an immediate tax deduction on assets worth up to $150,000 delivered and installed before June 30.

30 May 2023
How to enter the property market faster

How to enter the property market faster

Owning a home has long been the Australian dream, but it can be challenging to get on the property ladder, particularly as property price growth has vastly outstripped wage growth over the past two decades.

30 March 2023
When you should refinance … and when you shouldn’t

When you should refinance … and when you shouldn’t

You might be considering refinancing too - when refinancing can be a smart move?

12 January 2023
7 Benefits of Using an Insurance Advisor

7 Benefits of Using an Insurance Advisor

An Insurance Advisor is a bit like a doctor in that they listen to a consumer’s scenario, diagnose the problem and then prescribe a solution.

27 October 2022
The Top 5 Reasons More People Are Using a Credit Advisor

The Top 5 Reasons More People Are Using a Credit Advisor

Almost seven (7) in ten (10) Australians now use Mortgage Brokers and Credit Advisors when organising their home loans, according to the most recent data.

01 September 2022
The Pros and Cons of Buying Your Own Premises

The Pros and Cons of Buying Your Own Premises

As a business owner, there are hundreds of decisions that cross your desk each week.

15 July 2022
Top 5 things lenders look at to assess your commercial loan application

Top 5 things lenders look at to assess your commercial loan application

Applying for a commercial or personal loan? Read on to find out what lenders are looking for.

05 May 2022
How To Obtain Finance For An Electric Car

How To Obtain Finance For An Electric Car

If you’re thinking about getting a plug-in electric car, you’re not alone.

14 April 2022
Why you should consider refinancing at least every five years

Why you should consider refinancing at least every five years

While refinancing can be a great move for some borrowers, it’s not suitable for everyone. It also involves some costs. So it’s important to crunch the numbers and consider your personal circumstances before making any moves.

02 February 2022
Six traps to avoid when getting a personal loan

Six traps to avoid when getting a personal loan

Don't fall for these 6 personal loan traps.

12 January 2022
The Pros and Cons of Investing in Commercial Property

The Pros and Cons of Investing in Commercial Property

When many Australians think about property investment, residential usually comes first to mind. But that’s only half the picture – as commercial property can present a great opportunity to a savvy investor.

03 November 2021
How Many Investment Properties Do I Need to Retire?

How Many Investment Properties Do I Need to Retire?

A lot of Australians invest in property. According to the most recent Australian Taxation Office statistics, 15.2% of taxpayers are property investors.

01 October 2021
When you should get a personal loan … and when you shouldn’t?

When you should get a personal loan … and when you shouldn’t?

So while there’s no one-size-fits-all rule as to when you should (and shouldn’t) take out a personal loan, here are some situations when it can be a good or bad idea to do so.

31 August 2021
Five Important Investments Your Business Can Make With Asset Finance

Five Important Investments Your Business Can Make With Asset Finance

Smart businesses use Asset Finance as a form of investment. They regard their loan not as an expense but an investment in their future profits.

29 July 2021
How the right commercial loan can help your business make money

How the right commercial loan can help your business make money

Every savvy business owner knows you’ve got to spend money to make money.

30 June 2021
How to buy your first home through the First Home Loan Deposit Scheme

How to buy your first home through the First Home Loan Deposit Scheme

Saving for your first home deposit can be challenging, likely taking years of scrimping and cutting back.

16 June 2021