Cover Options Available
Property Damage
Covers accidental damage to your insured property such as your business premises, contents, and stock.
Business Interruption
Covers your lost income, profits, or turnover due to interruption caused by unforeseen events such as a fire.
Theft
Covers your insured property such as your stock or equipment for loss caused by theft.
Money
Covers the replacement of money stolen from your business premises during business hours or outside business hours.
Public & Product Liability
Provides cover if a member of the public is injured or their property damaged during the course of your work or while using your products or services.
Glass
Cover for the repair or replacement of glass accidentally broken at your business premises.
Transit
Helps cover the cost of repair or replacement of insured property such as stock that is damaged during transit.
Electronic Equipment Breakdown
Covers the cost to repair or replace electronic equipment such as computers in case of breakdown.
Machinery Breakdown
Covers the cost of repair or replacement of your business machinery if it suffers a breakdown.
General Property
Protection for portable property insured such as your stock or hand tools in the event of accidental damage and theft from a break-in.
Management Liability
Protects your business against claims of wrongful acts by you, your company directors or management, claims of employment practice breaches, theft of property by employees, and fees incurred if your tax returns are audited.
Cyber Crime
Designed to cover losses due to cyber-attacks or data breach from information technology infrastructure, information privacy and information governance liability.