Concrete Agitator Finance
Finance for agitator trucks, mini mixers and the gear that keeps your pours on schedule - arranged by brokers who understand how concrete work actually runs.
Why Finance Your Agitator Through Vie
- Access to 50+ lenders - including the lenders who actually understand heavy commercial vehicles.
- Structures that suit the work – we match the finance to how your business actually earns, not the other way around.
- Finance and insurance together - one team arranges the loan and the cover on the asset.
- Brisbane-based, lending Australia-wide - our Everton Park office works with operators across Queensland and interstate.
What We Finance
Whether you're buying your first agitator or replacing a unit that's done its kilometres, we arrange the finance so you can get on with the work.
- New and used concrete agitators.
- Mini mixers and small-volume units.
- Dealer purchases and private sales.
- Tippers, prime movers and trailers bought alongside.
- Batching plant, loaders and yard equipment.
- Refinancing existing equipment debt across a fleet.
Who We Work With
Concrete is a business of contracts, seasons and tight margins and lenders don't all read it the same way. We spend most of our time with:
- Owner-drivers - subcontracting to the major suppliers, buying their first or second unit.
- Small and mid-sized batching plants - adding capacity or replacing ageing trucks.
- Civil and construction businesses - bringing concrete delivery in-house.
- Established operators - refinancing a fleet or restructuring existing equipment debt.
How Agitator Finance Works
There's no standard agitator deal. What's available depends on the business, the asset and how long you've been trading — which is exactly why it's worth having someone put the case together properly rather than filling in a form online.
There's also more than one way to fund a machine like this, and each is treated differently for tax and GST. The right one depends on how your business is set up and what you and your accountant are working toward.
We'll talk you through the options that suit your situation, explain the trade-offs in plain English, and handle the application from there. No assumptions, and nothing you haven't had a chance to think about.
Why It Helps to Use a Broker Who Knows Concrete
Any broker can lodge an application for an agitator. Few understand why your income runs lumpy through a wet quarter, why a subcontract agreement with a major supplier carries weight with a credit assessor, or how to present a business whose busiest months don't line up with the financial year.
Raymond spent over 15 years in the concrete supply industry across multiple states in Australia. That experience means your application lands with lenders who are comfortable with the asset, and it's presented in a way that reflects how the business actually earns its money.
Cover the Truck as Well as Fund It
An agitator that's off the road isn't just a repair bill - it's the pours you couldn't service that week. Because we arrange general and business insurance alongside the finance, the cover on the asset is sorted at the same time as the loan.
That usually means commercial motor on the truck, and depending on the business, public liability, goods in transit and workers compensation. One conversation instead of three.
Sort the cover while the finance is being arranged!
Talk to our insurance team about commercial motor, liability and the rest of what keeps the business covered - same office, same conversation.
Agitator Finance Questions - Answered
Yes. Used agitators are financed regularly, including private-sale purchases. The age and condition of the unit affect what a lender will offer, which is one of the things we work through with you before you make an offer.
Yes. Our office is in Everton Park in Brisbane's north and we arrange equipment and vehicle finance for operators across Queensland and interstate.
There's no set figure. Deposit requirements vary by lender and depend on the asset, how long the business has been trading and its financial position. Some operators contribute nothing; others are asked for a deposit. We'll tell you what's realistic for your situation before you go looking.
There's more than one way to fund a machine like this, and each is treated differently for tax and GST. Which one suits you depends on how your business is structured and what you're trying to achieve, so it's a conversation worth having with us and your accountant before you commit to a purchase.
Talk to Someone Who Knows the Industry
Vie Finance & Insurance - Brisbane North
537 South Pine Road, Everton Park QLD 4053