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Home Loans Launceston
Looking to secure a home loan in Launceston? At Vie Finance & Insurance, we specialise in helping Launceston locals achieve their property and finance goals - whether you're buying your first home, upgrading, or refinancing. Our team understands the unique needs of the Launceston property market and offers tailored advice to help you move forward with confidence.
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Find out what your Launceston home is really worth - obligation-free!
Knowing your property's current value is the first step to smarter financial decisions - whether you're planning renovations, refinancing, or exploring investment opportunities.
Visit Vie Launceston
41a Tamar Street, Launceston TAS 7250
1300 400 843
Why Choose Vie?
- Outstanding approval rate: Our 98% approval rate guarantees confidence throughout your home loan journey.
- End-to-end management: From pre-application to post-settlement, we handle every aspect of the finance process, ensuring you're kept informed at every step.
- Transparent operations: We believe in total remuneration transparency, providing clear insight into our processes and fees.
- Focused on your goals: Our priority is securing competitive interest rates, minimising ongoing fees, and expertly managing your loan to align with your long-term financial objectives.
Home Loans & Mortgage Solutions in Launceston
At Vie, we’ve supported many locals with tailored mortgage solutions, including:
- Navigating low-deposit options like the First Home Guarantee
- Restructuring loans to reduce LMI and secure better rates
- Helping families refinance or unlock equity for renovations or investment
- Consolidating debt into a single, more manageable home loan
- Supporting investors with tax-effective loan structures
Whether you're a first home buyer or a long-term owner, our brokers understand the Launceston property market - and how to structure the right solution for your needs.
FAQs
Yes - refinancing is one of the most common reasons Launceston families come to us. Whether it’s to reduce your interest rate, secure a more flexible loan, or switch lenders for better service, we can guide you through the entire process. With many fixed-rate loans expiring in 2025, we’re helping families avoid “rate shock” by finding competitive options before their repayments rise.
We’ll review your existing loan structure, compare your lender’s reversion rate to current market offers, and recommend a solution that works for your goals.
If your Launceston property has grown in value (and many have), we may be able to help you unlock equity for major goals - such as home renovations or purchasing an investment property.
We’ll calculate your usable equity and work with lenders to structure a new or top-up loan that balances affordability and flexibility, while helping you stay within a healthy Loan to Value Ratio (LVR) to avoid unnecessary costs like LMI.
Definitely. Many families in Launceston feel stuck with their existing lender - especially when they’re offered a poor reversion rate or denied a better deal. The truth is, banks don’t always reward loyalty.
At Vie, we compare a wide range of lenders - including major banks, credit unions, and specialist providers - and negotiate on your behalf. In many cases, even a small drop in your interest rate can save thousands per year.
As a first-time buyer, I had no clue what I was doing—but thankfully, Julie-Ann did. She broke down my finances in plain English (no jargon!), helped me understand exactly what I could afford, and guided me through the whole process with patience, clarity, and zero pressure. Julie-Ann was super responsive, genuinely helpful, and somehow made the whole experience way less stressful than I expected. Honestly, I couldn’t have done it without her. Highly recommend—especially if you want someone who knows their stuff and knows how to explain it like a real human.
The path of building our first home with the help of the government's Myhome program is long, stressful, and very complicated. But we are so lucky to have Julie-Ann from VIE Finance as our broker. She is kind, calm, and very knowledgeable. She really took care of us, guiding us through every step of the way (there was a good 20 of them), following up on our application frequently with the bank, and was always prompt and patient on any questions we had (trust me, we had so many), making the process so much easier for us. We know she will absolutely be the go-to person for us if we require any mortgage or any finance related matters down the road and we would absolutely recommend her to anyone who's looking to purchase or build their first home from anywhere in Tasmania!