Machinery & Equipment Finance Brisbane
Finance for the machinery, tools and gear that keep the work moving - arranged by brokers who understand how the job actually runs.
Why Finance Your Equipment Through Vie
- Access to 50+ lenders - including the ones who actually understand plant, machinery and commercial vehicles.
- Structures that suit the work – we match the finance to how your business actually earns, not the other way around.
- Finance and insurance together - one team arranges the loan and the cover on the asset.
- Brisbane-based, lending Australia-wide - our Everton Park office works with businesses across Queensland and interstate.
What We Finance
Whether it's your first machine or the replacement for one that's done its hours, we arrange the finance so you can get on with the job.
- New and used machinery, plant and equipment.
- Excavators, skid steers, loaders and earthmoving gear.
- Trucks, trailers, utes and work vans.
- Forklifts, telehandlers and materials handling.
- Workshop and manufacturing equipment, compressors and tooling.
- Farm machinery, hospitality fit-outs, medical and dental equipment, IT hardware.
- Dealer purchases, auctions and private sales.
- Refinancing equipment you already own, or restructuring existing equipment debt.
Who We Work With
Equipment gets bought at awkward times. A contract lands, something breaks, the ute finally gives up. Lenders don't all read those situations the same way. We spend most of our time with:
- Sole traders and owner-operators - buying the first machine, or the one that lets them take on bigger work.
- Contractors and subbies - adding to the fleet to service a new job.
- Trades and small business owners - replacing worn gear,or kitting out a second van.
- Civil and construction businesses - funding plant against project work.
- Established operators - refinancing equipment or restructuring existing debt.
How Equipment Finance Works
There's no standard equipment deal. What's on the table depends on the business, the asset and how long you've been trading, which is exactly why it's worth having someone put the case together properly rather than filling in a form online.
There's also more than one way to fund a machine, and each is treated differently for tax and GST. Which one suits you comes down to how your business is set up and what you and your accountant are working toward.
We'll walk you through the options, explain the trade-offs in plain English, and handle the application from there.
Why It Helps to Use a Broker Who Knows the Gear
Any broker can lodge an application for a machine. Few can explain to a credit assessor why a sole trader's income runs lumpy between jobs, why a signed contract with a head builder carries weight, or why a quiet quarter isn't the whole story.
Raymond spent over 15 years in the concrete supply industry across multiple states in Australia, around heavy plant and the businesses that run it. That experience means your application lands with lenders who are comfortable with the asset, and it's presented in a way that reflects how the business actually earns its money.
Cover the Gear as Well as Fund It
A machine that's off the job isn't just a repair bill - it's the work you couldn't take that week. Because we arrange general and business insurance alongside the finance, the cover on the asset is sorted at the same time as the loan.
That usually means commercial motor or plant and equipment cover, and depending on the business, public liability, goods in transit and workers compensation. One conversation instead of three.
Sort the cover while the finance is being arranged!
Equipment Finance Questions - Answered
Yes. Used machinery is financed regularly, including private-sale purchases. The age, hours and condition of the unit affect what a lender will offer, which is one of the things we work through with you before you make an offer.
Yes. Sole traders and contractors make up a good share of the equipment finance we write. What matters is the asset, your ABN and how the business has been trading, not the size of the letterhead.
Yes. Our office is in Everton Park in Brisbane's north and we arrange equipment and vehicle finance for businesses across Queensland and interstate.
There's more than one way to fund a machine, and each is treated differently for tax and GST. Which one suits you depends on how your business is structured and what you're trying to achieve, so it's a conversation worth having with us and your accountant before you commit to a purchase.
Talk to Raymond About Your Next Machine
Vie Finance & Insurance - Brisbane North
537 South Pine Road, Everton Park QLD 4053